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Hundreds of small businesses are re-locating to Seattle, & Bellevue, WA every year. These small businesses help employ thousands of workers in this beautiful state. It’s crucial for these companies to have the appropriate types of business insurance in Seattle, & Bellevue, WA. Our insurance coverage can help all kinds of small businesses throughout WA
Types of Business Insurance Offered in Seattle, & Bellevue, WA
Many Seattle, & Bellevue, WA. businesses have a Business Owner’s Policy (BOP). It combines three essential coverages into one:
- General liability insurance
- Commercial property insurance
- Business income insurance
A BOP can help if your Seattle, & Bellevue, WA. business has:
- The potential to get sued by customers or clients for bodily injury or property damage
- A physical location
- Physical or digital property that can get damaged or stolen
General Liability Insurance in Seattle, & Bellevue, WA.
General liability insurance helps protect your business if someone claims it caused them bodily injury or property damage. It’s a coverage that many small businesses need because claims can come up during normal business operations. General liability insurance in Seattle, & Bellevue, WA. can also help cover claims of advertising injury, like libel or slander.
Commercial Auto Insurance in Seattle, & Bellevue, WA.
Commercial auto insurance helps protect you and your employees on Seattle, & Bellevue, WA. roads if you’re driving for business. Commercial auto insurance in Seattle, & Bellevue, WA. can help your business with cases of:
- Bodily injury, like if you accidentally hit a pedestrian and they need medical attention.
- Property damage, such as damages to another person’s car.
- Collision if your employee totals your company vehicle while making a delivery.
You’ll want to get commercial car insurance in Seattle, & Bellevue, WA. if you:
- Own, lease or rent trucks and cars for your business
- Have employees who drive their own vehicles for business purposes
- Allow your team to drive company vehicles for work
Seattle, & Bellevue, WA. Business Income Insurance
Business income insurance helps replace your lost income if you can’t open because of covered property damage, including:
This is an essential coverage because it can help your Seattle, & Bellevue, WA. business continue to pay for expenses while it’s closed, such as bills and payroll.
Seattle, & Bellevue, WA. Professional Liability Insurance
Professional liability insurance helps protect your Seattle, & Bellevue, WA. business if someone sues you for making a mistake in the professional services you’ve provided. This coverage is also known as errors and omissions insurance. Many types of Seattle, & Bellevue, WA. businesses have this coverage, including consultants, accountants and technology professionals.
Seattle, & Bellevue, WA. Liability Insurance Requirements
Business insurance laws vary by state. Seattle, & Bellevue, WA. requires most employers to carry Workers Compensation Insurance. Businesses in the state with one or more workers must buy an Seattle, & Bellevue, WA. Workers’ Compensation policy. This insurance gives employees benefits to help them recover from a work-related injury or illness.
Get Insurance Quotes in Seattle, & Bellevue, WA.
When it comes to protecting your Seattle, & Bellevue, WA. small business, it’s important to work with an insurance company you can trust. We’re backed by more than 200 years of experience and have helped more than 1 million small business owners.
Additional Seattle, & Bellevue, WA. Business Insurance Links
Let T. Vance Webster Insurance help you choose a policy that will fit your individual needs. Protecting your assets, whether personal, business, or both, is our goal. A well-chosen policy can lessen the impact of some of life’s most common, yet unforeseen perils. When you are considering business coverage in Seattle, & Bellevue, WA please call, or send us an online quote request!